As we approach most employers’ benefits open enrollment season, we are mindful of the many decisions people have when it comes to employee benefits. FSAs, HDHPs, HSAs, life insurance, disability insurance, Roth 401(k)s...the list goes on and on. For some, it can be relatively straightforward. For others, it can be very overwhelming and results in many employees electing benefits they may not understand or even need. In this article, we will summarize some of the key benefits we discuss with our clients as they go through the open enrollment process.