Happiness is often a clichéd topic to write about. But the pursuit of happiness seems to drive so much of our behavior in life, our work life, our family life, and our financial life, that it is impossible to ignore. The irony is that most people spend the majority of their waking hours working a job to make sure they and their family can get the life they desire, and ultimately, be happy. But most people spend very little time thinking about what really creates long-term happiness, and more importantly what creates joy. How can we best spend our time, our money and our resources to ensure that we’re living a life of fulfillment?